Reflecting On 2025, Looking Forward To 2026

I love this time of year. The week between Christmas and New Year’s gives me a much-needed opportunity to hit pause, reflect, and plan for the year ahead. Even the annual ritual of hanging up my new calendar feels magical.

While I’m in reflection mode, I ask myself a series of questions to memorialize what worked well and learn from what I could have done better. I like to consider all aspects of my life and not focus only on running my business. My philosophy is my company should serve me, not the other way around.

Big Changes

2025 brought significant transformation. This year I decided to let go of one part of my company to allow for white space on my calendar to focus on my passion – Wealth Coaching. Letting go of the Asset Management side of my practice was not easy. After 25 years, the time was right to embark on a new chapter.

Lessons Learned

Making this decision taught me some valuable lessons…

  • When a decision is hard, take it as a sign that you’re going in the right direction.
  • Having clarity is essential to move forward confidently. When your vision for what’s on the other side of the door is clear, your decisions are easy.
  • Ask for help. Choices that lead to major life transformation are too important to be made alone. By getting support from a business coach, I had a trusted, objective advisor for collaboration, sharing ideas, and working through all the “what ifs” that cropped up along the way. Having a strong support system gave me so much certainty and confidence that I made the right move for me.

The Road Less Travelled

Here is a snapshot of the process I used to get to this point...

At this time of year last year, I took time for a quiet moment of reflection. I pictured myself one year into the future, the end of 2025.

I imagined myself looking back on the year that passed.

From that place, there were only two options...

In 2025 Option #1…

Life moved forward, but mostly along the same lines. Good intentions. Busy days. Moments of progress, followed by familiar patterns.

In 2025 Option #2…

Something major shifted.

Not because I was perfect. Not because I worked harder than ever before.

But because I made a clear decision... and followed through long enough to build momentum.

I made a decision to live by design, and not by default.

I needed to generate one meaningful win. The kind that changes how you see yourself, and what you believe you’re capable of.

You don’t need to get everything right. You don’t need to feel fearless or fully prepared.

You just need to make decisions and take action.

A decision to stop circling my potential. A decision to stop waiting for the perfect moment. A decision to build confidence through action.

As the new year begins, this is simply an invitation.

One path leads back to the familiar. The other leads forward… one clear step at a time.

Which Path Do You Want?

If you’re at a crossroads and you want something to change in 2026, you are not alone. When I was in that place, what I needed wasn’t information; I needed guidance and to feel heard. I found it through a single, honest conversation where I could ask questions, talk through possibilities, and think clearly without pressure. That single conversation transformed my life and my work. 

It's Your Turn

If you’d like a judgment-free space to ask questions and gain clarity, I invite you to book a free Breakthrough Clarity Call. It’s 30 minutes of “you time” that might change your life. Click the button below to get on my calendar today!

Lets make 2026 your best year ever!


About the author 

Therese Nicklas

Therese Nicklas is a CERTIFIED FINANCIAL PLANNER™, Certified Money Coach(CMC)®, and Certified Success Principles™ Coach. She specializes in helping high-achieving women create a life and career they love. By empowering them with smart strategies, women create "True Wealth" - a fulfilling life of purpose and unlimited possibilities. She's coached clients to create an exit strategy from corporate so they can either retire, launch a business or a passion project. “True wealth – true financial freedom – is being free to focus on the things that matter most to you – what money can’t buy.”

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