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Meet Therese Nicklas

About About Therese R. Nicklas, CFP®, CMC®

-certified financial planner-

-certified success principles coach-

I'm asked all the time why I focus on helping women.  I saw a wide gap between the typical approach of financial professionals and what many women said they need and want.  So, I created a wealth coaching practice to support women with a safe space to ask questions, with resources to build their big, bold, life with certainty, clarity, and confidence. 

Why I specialize in helping women

Early in my financial planning career, my close friend lost her husband.  When she came to me for help, she was lost, confused and overwhelmed.  I noticed how trying to make all the financial decisions added to her stress.  There were so many things she didn't know and had no idea where to get answers.  Was there life insurance, how much money would she need to run her household, was there enough money to pay for college? It took us nearly a year to complete the discovery process and get answers to all her questions.  She had no idea she was so in the dark when it came to money.  Her husband handled everything, and she didn't ask questions.  She was brought up to believe money was "the man's job".  But in the blink of an eye, everything became "her job".

After helping my friend, other women with similar problems came to me for help. I quickly realized this is a common problem.  It is why I am so passionate about helping women build financial freedom by giving them the guidance and information they need to make smart financial decisions.

If you, or someone important to you has questions, let's get on a quick call together.  It could be one step that transforms everything.

are you a gen-x professional woman?  let's chat.

About You

Maybe you're recently divorced or widowed and feel uncertain about how to build your new life as a single woman.  Or maybe you're forced into an early retirement, job change, or maybe you're receiving an unexpected windfall. Dramatic life events are confusing and scary. Often the stress of an unplanned event makes it hard to make financial decisions.  Not knowing what to ask, or where to go for objective guidance can shatter your confidence.  Fear of the unknown can keep you up at night, staring at the ceiling.  But it doesn't have to...

Knowledge is Empowering

Are you a woman wanting more out of life?  It is my passion and mission to help by offering you a safe, judgement-free place to ask all your money and life questions. I want you to feel certain you'll maintain your lifestyle in any situation and confident you're making smart money decisions. Because that is financial freedom! And helping you create your big bold life isn't a job for me, it is my calling.

Clarity is the First Step Toward Financial Freedom

Clarity is inspiring!  Suddenly, your new life feels like an adventure and not a series of complex questions.  Instead of worrying about what you have to do, you look forward to planning what you get to do.

The benefit to you is -

  • Renewed confidence and ability to make decisions quickly.
  • Self-doubt, worry, and angst disappear.
  • You enjoy focusing on building your new lifestyle.
  • "Analysis Paralysis" becomes a thing of the past.

Are you ready for a transformation?

My typical client

Typically, I work with Gen-X C-Suite professional women who are at a crossroads. They're trying to handle a big lifestyle change, like helping an elderly parent, career or job change, receiving a windfall, or even divorce. These events are stressful! Often the angst of the unexpected makes it hard to make financial decisions.

Passion inspired, purpose driven™

My Passion Inspired, Purpose Driven™ wealth coaching process directs you toward creating financial freedom.  Our priority is learning about your life and the legacy you want to create. You learn how to envision your ideal lifestyle. You're guided with a customized step by step process, holding your hand while we keep you accountable. You will be inspired to take action, and motivated to push through limiting beliefs that may hold you back. When you begin implementing the wealth coaching process, we want you to say “I’m glad I did”, instead of “I wish I had”. 

The client relationship begins with creating a holistic financial plan. It is our way of "diagnosing" your current situation and "prescribing" a solution. The plan will address the major areas of financial planning to make sure nothing important is overlooked. Your plan will be tailored to your needs and objectives.

The clarity process

The Wealth Coaching process is designed to help you gain clarity. First, we get clear on where you are now and where you want to be.  Next we outline the steps you'll need to take to attain your goals. Finally, we take the journey together.  I hold your hand, while keeping you accountable.  

Commitment is key

Our work together can transform your life if you are ready to commit to taking action, and improving your life by working on your money mindset.


What they say...

christie r.


Working with Therese was a joy! I met her through a mutual friend who worked directly with her and I quickly learned what a blessing that referral was. She is skilled at what she does, however her story is her underlying "why" that provides the passion to be such a huge advocate for her clients.

shannon o.

H.R. Consultant

Working with Terri Nicklas as my Financial Coach is one of the BEST decisions I have made for myself this past year. I needed someone to coach me through decisions I was making that will affect my financial health long term. 

Terri coached me through a year of change and helped me feel confident about my money decisions. I hired her initial as a "sounding board" - but she has turned out to be SO much more.  I recommend Terri with 5 Stars!

cloris k.

Marketing Consultant

Terri Nicklas is a pleasure to work with. Her commitment to excellence, creativity, and open-mindedness are some of the keys to her success. Terri is passionate about leveraging her expertise to help women achieve financial independence, and it shows. She is committed to delivering as much value as she can and inspiring those around her to discover their passion. It's a pleasure to recommend Terri and her services.

jennifer r.


Not only is Therese an excellent financial planner but she honestly cares about her clients. She takes the time to listen to your concerns and goals, she gives above and beyond what is expected. I would describe her as a life coach as well as a financial planner. She has excellent ideas and a very positive outlook which is contagious. I can't say enough good things about her and highly recommend her.

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