Generated by All in One SEO Pro v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # Wealth Coach for Women Purpose Defined. Life Designed ## Sitemaps - [XML Sitemap](https://wealthcoachforwomen.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Wealth Wisdom Blog](https://wealthcoachforwomen.com/wealth-wisdom/) - [What It Really Means To Be A Female Business Owner In Massachusetts](https://wealthcoachforwomen.com/what-it-really-means-to-be-a-female-business-owner-in-massachusetts/) - Being a female business owner in Massachusetts means you face uncertainty and keep going. Here's what entrepreneurship taught me about grit and purpose. - [Reflecting On 2025, Looking Forward To 2026](https://wealthcoachforwomen.com/reflecting-on-2025-looking-forward-to-2026/) - I love this time of year. The week between Christmas and New Year’s gives me a much-needed opportunity to hit pause, reflect, and plan for the year ahead. Even the annual ritual of hanging up my new calendar feels magical. While I’m in reflection mode, I ask myself a series of questions to memorialize what - [How To Find Joy, Purpose & Balance In One Amazing Day](https://wealthcoachforwomen.com/how-to-find-joy-purpose-balance-in-one-amazing-day/) - Join the Ultimate Women’s Leadership Retreat and Say YES to Your Brilliance! Whether you're a seasoned entrepreneur, corporate leader, or a woman wrestling with her personal definition of success, I am here to support you by offering a Women's Leadership Retreat. Over the years, I had the honor of working with countless amazing women. Our - [Fem-preneurs: Does Raising Your Rates Scare You To Death?](https://wealthcoachforwomen.com/fem-preneurs-does-raising-your-rates-scare-you-to-death/) - Break free of the money block that keeps you from raising your rates. Confidently charge what you’re worth and get it! Honor your value. Increase profit. - [Women: How To Reignite Joy & Purpose In Midlife](https://wealthcoachforwomen.com/reignite_joy_and_purpose_in_midlife/) - Your 22-year-old self holds the key to reignite joy and purpose for midlife women. Learn simple steps to unlock "True Wealth" a life of purpose and passion. - [When A Door Closes, Look For The Open Window...](https://wealthcoachforwomen.com/when-a-door-closes-look-for-the-open-window/) - Lifestyle transitions can be difficult. With the right support, you'll design your next chapter with ease. Create a life you love with joy purpose and balance. - [How Much Time Do You Have?](https://wealthcoachforwomen.com/do-you-have-time-to-waste/) - Ever see My Cousin Vinny? It’s filled with memorable lines. My favorite’s Marisa Tomei stomping her foot at Joe Pesci, “My biological clock is ticking like this!”- like a countdown with a snarky attitude. Cracks me up every time. But aren’t all our “clocks” ticking like that? We think we have forever to tackle the big stuff – - [Can You Own A Business Without It Owning You?](https://wealthcoachforwomen.com/can-you-own-a-business-without-it-owning-you/) - Does Owning Your Own Business have To Be Hard? Hey there, incredible lady boss! You’ve built something amazing—a business that’s soared beyond your dreams. Remember that thrill when you started, picturing a life where you called the shots? Freedom was the goal—late nights with big ideas, the rush of your first win. Pure magic, right? - [New Year, New You... Truth or Fiction?](https://wealthcoachforwomen.com/new-year-new-you-truth-or-fiction/) - What if I told you that the whole “New Year, New You” idea is a total myth? Every January, we’re bombarded with the idea of starting fresh, yet for so many high-achieving women, the new year feels like dragging last year’s mess into a shiny new calendar. Why? Because unfinished tasks, messy spaces, and unfulfilled - [Are You A Thinker Or A Doer?](https://wealthcoachforwomen.com/are-you-a-thinker-or-a-doer/) - Happy New Year! As we officially begin 2025, I'm reminded of how time flies. As you start your goal setting process for 2025, let's take a moment to pause, reflect, and remember what matters most. So, let me ask you… When it comes to enjoying what matters most to you, are you a thinker, - [Holiday Crunch Time? 5 Quick Tips To Finish Fast And Relax](https://wealthcoachforwomen.com/holiday-crunch-time-5-quick-tips-to-finish-fast-and-relax/) - Do You Have To Do Everything Yourself? The holidays should be a time of joy and connection—not a recipe for overwhelm that drives you bananas. As a young child, I remember watching my mother take on everything herself: shopping, hosting, decorating, cooking. She did it all beautifully, but by the time the turkey hit the - [3 Easy Ways To Create Harmony And Avoid Holiday Burnout](https://wealthcoachforwomen.com/3-easy-ways-to-create-harmony-and-avoid-holiday-burnout/) - Does the holiday season bring you joy or stress? Many of the women I work with have mixed emotions when it comes to the season of shop-until-you-drop, otherwise known as the Winter Holiday Season. Multitasking, budget juggling, running on empty, oh my! With endless to-do lists and stretching your budget to the breaking point, the - [The Insult That Accidentally Transformed My Life...](https://wealthcoachforwomen.com/the-insult-that-accidentally-transformed-my-life/) - Why I left The Rat Race Behind There I was, cruising to work, practically buzzing with excitement. I loved my job—the challenges, the energy, the sense of purpose. I LOVED my job. That day, I was especially fired up. I had been invited to a big Team Leader meeting to share ideas on improving efficiencies. - [What Matters Most: 3 Steps To A Career That Feeds Your Soul](https://wealthcoachforwomen.com/what-matters-most-3-steps-to-a-career-that-feeds-your-soul/) - Does your career feed your soul? According to data from Quidlo, almost half of Americans consider themselves workaholics. Nearly 80% have faced burnout, and two-thirds admit they’re missing the work-life balance they truly need. But here’s the truth: balance isn’t just about freeing up time; it’s about intentionally making space for all the things that - [How Dave Ramsey Makes Decisions](https://wealthcoachforwomen.com/how-dave-ramsey-makes-decisions/) - Do you know how Dave Ramsey makes decisions? Follow Dave Ramsey's process here. Learn how to set aside emotion so you make the best choice. - [Live Your Best Post Pandemic Life](https://wealthcoachforwomen.com/live-your-best-post-pandemic-world/) - You're not alone… As a high-achieving professional woman, you've undoubtedly made your mark in your field. Your drive, determination, and leadership have propelled you to the top. But as you navigate the challenges of your demanding role, do you sometimes feel like you're sacrificing your soul in the pursuit of professional success? I understand the struggle. - [Remembering September 11, 2001](https://wealthcoachforwomen.com/remembering-september-11-2001-2/) - [3 Secrets To Raising Money Savvy Children](https://wealthcoachforwomen.com/3-secrets-to-raising-money-savvy-children/) - How To Raise Money Savvy Children (hint: it's never too early, but it can be too late). Raising money savvy children and teaching them to be financially responsible is like giving them the short cut to being self-sufficient. Every day, I hear horror stories from clients about their adult children that can't stand on their - [Take Your Life From Great To Extraordinary](https://wealthcoachforwomen.com/take-your-life-from-great-to-extraordinary/) - True Wealth is not about the money. Find out how you can create a life and career you love today. Why struggle with burnout and overwhelm when you can be happy now. - [Are You Funding Your Dream?](https://wealthcoachforwomen.com/are-you-funding-your-dream/) - Lisa Nichols 3 Simple Steps for Transforming Your Life Once in a while, I am blessed to hear a speech that touches my soul and ignites something special inside me. Lisa Nichols is a motivational speaker, best-selling author, entrepreneur, and one of the stars of the movie “The Secret”. By her own admission, she's pretty - [Do Your Dreams Have Deadlines?](https://wealthcoachforwomen.com/do-your-dreams-have-deadlines/) - How One Client Avoided The “Someday” Landmine A Tribute To Toni… Do Your Dreams Have Deadlines? I have an insatiable love for learning. But the most profound lessons haven't come from textbooks or lectures – they've come from my community. As a financial planner for the past 23 years, I've been blessed with the - [How To Master Your Money Mindset](https://wealthcoachforwomen.com/how-to-master-your-money-mindset/) - What Is A “Money Mindset”? For years, I've written and spoken about the importance of being aware of and understanding your money mindset because your money thoughts create your money results. Check out my latest podcast interview with Christie Ruffino! Your money mindset is made up of sub-conscious beliefs about money in general, and your - [Do You Need A Coach?](https://wealthcoachforwomen.com/do-you-need-a-coach/) - Do You Need A Life Coach? The proposal requests for folks on Linkedin looking for a life coach are pouring in. This tells me there are a lot of individuals that want more out of life and feel coaching is the answer. I thought I’d take the opportunity to debunk coaching and shed light on - [How I Made 2023 My Best Year Ever](https://wealthcoachforwomen.com/how-i-made-2023-my-best-year-ever/) - 2023 was my best year ever! Every year, I start the new year by setting goals. And, like a lot of folks, they're usually a laundry list of what I want to change or experience over the next 12 months. Finally, I discovered the secret sauce for actually achieving my goals! Want to learn how I did it? Read on to learn how I made 2023 my best year ever. - [Your Estate Plan Number: 33 Or 67?](https://wealthcoachforwomen.com/your-estate-plan-number-33-or-67/) - I don’t have to get hit over the head…There are many unpleasant topics, and estate planning is at the top of the list. How do I know? According to Legal Zoom, only 33% of U.S. adults have a Will, or an Estate Plan. When I ask clients if they have an Estate Plan, it usually results - [Do You Know The Cost Of Divorce?](https://wealthcoachforwomen.com/do-you-know-the-cost-of-divorce/) - I had no idea divorce lending was a thing until I was invited to participate on the Divorce Lending Association's podcast! In my experience, I've seen women stay in bad situations where they are miserable (or worse) because they don't have a clear picture of their financial options. If you or someone you love is in that - [How Much Debt Is Too Much Debt?](https://wealthcoachforwomen.com/how-much-debt-is-too-much-debt/) - [3 Items You Should NEVER Buy Used](https://wealthcoachforwomen.com/is-thrifting-worth-it/) - Do you know what you should NEVER buy at a thrift store? Over the past couple of years, we've seen inflation at record rates. Gas prices, energy, food, you name it. Everything's gone up in price, putting a strain on most household budgets. So does it make sense to head to your local consignment shop - [3 Simple Steps To Building Wealth And Financial Freedom](https://wealthcoachforwomen.com/3-simple-steps-to-building-wealth-and-financial-freedom/) - Want to learn the shortcut to building wealth and creating financial freedom? I’m about to share 3 simple steps for creating financial freedom that I’ve used to help thousands of Gen X C Suite executive women create their big, bold, life with certainty, clarity, and confidence. As a Certified Financial Planner for over 20 years, - [Too Busy To Budget?](https://wealthcoachforwomen.com/too-busy-to-budget/) - Budgeting doesn't have to be hard. With the right tool, and the right mindset, you'll be on your way to eliminating your money stress. Imagine how your life will change when you see your net worth grow! - [Happy New Year!](https://wealthcoachforwomen.com/happy-new-year/) - Flipping the calendar to a new year means a fresh start for many individuals. And, like a lot of folks, they begin the new year by making New Year's resolutions - a laundry list of what they want to change. Lose weight, save more money, get organized, get a better job, etc., etc., etc. Here's some tips for winning with New Year's resolutions. - [3 Great Reasons To Have A Bucket List](https://wealthcoachforwomen.com/3-great-reasons-to-have-a-bucket-list/) - Have the last couple of years put your dreams on hold? Here's 3 great reasons to have a bucket list! - [For The Love Of Money – 5 Steps To A Stronger Relationship With Money](https://wealthcoachforwomen.com/for-the-love-of-money-5-steps-to-a-stronger-relationship-with-money/) - A Positive Relationship With Money Is The Highest Form Of Self-Care If money were your lover, how would you describe your relationship? M. I. A., non-committal, or head over heels in love? When I lead a “Let’s Talk Money for Women Only™” workshop, I open with this question. The knee-jerk reaction for many attendees is - [After the Equifax Data Breach – What You Need To Know To Protect Yourself](https://wealthcoachforwomen.com/equifax-data-breach-need-know-protect/) - Are you concerned about the Equifax security breach? Based on the questions I've received, many folks are worried their personal information was compromised. Here are some action steps you can take to protect yourself. I hope you find them useful.Here's how to find out if you might be part of the breach1) Equifax is offering a - [7 Ways To Stay Positive and Productive While Working From Home](https://wealthcoachforwomen.com/7-ways-to-stay-positive-and-productive-while-working-from-home/) - 6 second take: Working from home is a fantastic perk for many, but how can you ensure you stay organized and focused and happy? Since I’ve been self-employed, I’ve worked in multiple home offices, coffee shops, and co-working spaces. I’ve even experimented with different office layouts and strategies. These experiences have taught me what it - [Is An I-Bond Right For Me?](https://wealthcoachforwomen.com/is-an-ibond-right-for-me/) - What Is An I-Bond? The Inflation Conversation's Creating Curiosity For series I-Bonds. Here's What You Need To Know About Series I-Bonds We haven't had the “inflation conversation” for 40 years. Now that it's top of mind, I've been getting many questions about series I-Bonds. What are they, and how do they work? Here are some - [Rising Inflation – This Isn’t Our First Rodeo](https://wealthcoachforwomen.com/rising-inflation-this-isnt-our-first-rodeo/) - Concerned About Inflation? Tips To Help You Navigate Uncertainty Are you concerned about rising inflation? You may notice it's become the daily headline, almost replacing “the virus”. Inflation hasn't been a topic of conversation since 1982. Remember the late 70's? Double digit inflation, double digit unemployment and double digit mortgage rates. My first mortgage - [5 Easy Steps To Cope When The Stock Market Drops](https://wealthcoachforwomen.com/5-easy-steps-to-cope-when-the-stock-market-drops/) - When Will The Stock Market Drop End? “Will stock market volatility end” is a question I am asked frequently. When we go from a relatively calm period in the stock market to one with big swings, investors get concerned. Stock market uncertainty is difficult to stomach, even for the most seasoned investor (and their advisor). - [How To Lower Your Cost Of Living Without Sacrificing Your Lifestyle](https://wealthcoachforwomen.com/lower-your-cost-of-living-without-sacrificing-your-lifestyle/) - 3 Strategies To Lower Your Cost Of Living and Beat Inflation Without Sacrificing Your Lifestyle Is it costing you more to buy food, gas, and other staples today? If you answer yes, you're not alone. Finding ways to lower your cost of living is the one of the most Googled topics from the past 12 - [Thinking of Retiring? 3 Questions To Ask Before Putting Down The Hammer](https://wealthcoachforwomen.com/thinking-of-retiring-3-questions-to-ask-before-putting-down-the-hammer/) - Thinking of retiring? here's 3 questions to ask before you decide How To Retire On Purpose Thinking of retiring? Many new retirees feel lost without their jobs. Often they say they're missing the sense of purpose their careers gave them. Even if you didn't love everything about your job, work gave your days structure and - [3 Secrets To Buy Your Dream Home In Any Market](https://wealthcoachforwomen.com/3-secrets-to-buy-your-dream-home-in-any-market/) - 3 Simple Steps To Buying Your Dream Home Your dream home. Whether you're buying a starter home or your forever home, knowing what you can afford is key to attaining your home ownership goal. Getting the price right takes patience. It's a balancing act between what you can afford, what you want to pay, and - [3 Easy Tips To Shrink The Gender Pay Gap](https://wealthcoachforwomen.com/shrink-the-gender-pay-gap/) - 3 Easy Tips To Shrink The Gender Pay Gap And Stop Worrying About Money #1 Reason Women Worry About Money In a recent Glamor Magazine survey, over one-third of female respondents said the gender pay gap is the #1 money roadblock that keeps them from attaining their goals and living their dream life. To honor - [3 Steps To Make Your Retirement Years Your Best Years](https://wealthcoachforwomen.com/make-your-retirement-years-your-best-years/) - 3 Steps To Make Your Retirement Years Your Best Years How To Give Your Retirement Years Purpose and Meaning Want to make your retirement years your best years? Of course! For many, the day you put the hammer down and leave your job behind is something you planned and looked forward to for many years. - [Hacking: Is Cybercrime A Real Threat?](https://wealthcoachforwomen.com/hacking-is-cybercrime-a-real-threat/) - Are You Worried About Cybercrime? Here are 5 tips to stay safe online. Hacking is real. Just ask anyone who discovered their computer, device or email was hacked. How does it happen, and what can you do to protect your data and devices from hacking and cybercrimes? The best defense is a strong offense Recently - [What Is Your #1 Money Question?](https://wealthcoachforwomen.com/what-is-your-1-money-question/) - What Would YOU Like To Know About Money? How much is too much debt? What is net worth? Should I save for retirement or pay down my mortgage? If you have money questions, you're not alone. In fact, questions about money are one of the most frequent internet search topics. Want to know my #1 money - [Getting Engaged on Valentine’s Day?](https://wealthcoachforwomen.com/getting-engaged-on-valentines-day/) - Getting Engaged? Now's The Time To Talk Money With Your Honey It's Valentine's Day and love is in the air… Are you getting engaged? If you’re getting engaged on Valentine's Day, you are not alone. According to a Love To Know article, roughly 10% of all couples initiate their plans to tie the knot on Valentine's - [What Is Causing Market Volatility?](https://wealthcoachforwomen.com/what-is-causing-market-volatility/) - The market was going so well, is this a market correction? What happened? Talking about market volatility is never easy. It's always a challenge when the stock market makes you feel like you're on Mr. Toad's Wild Ride, when you're certain you chose the line for “It's a Small World”. So, what happened to cause - [Is Technology A Blessing Or A Curse?](https://wealthcoachforwomen.com/is-technology-a-blessing-or-a-curse/) - Is Technology A Blessing Or A Curse?Now that we are 18 months into the "new normal" of having a virtual lifestyle, what is your opinion of technology? Is it a blessing or a curse?Personally, I have mixed emotions. I'm grateful for tools like Zoom and other forms of video chat. It would be very difficult - [5 Simple Steps To Making New Year’s Resolutions That Inspire Success](https://wealthcoachforwomen.com/5-simple-steps-to-succeed-with-your-new-years-resolutions/) - HAPPY NEW YEAR! As we close out 2018, I’d like to ask you a question: What does the New Year mean to you? For many, the New Year represents a fresh start – a chance to hit the reset button, start something new, or maybe do something better. Some folks call this making New - [Looking For A New Home? 3 Questions You Need To Ask Your Realtor](https://wealthcoachforwomen.com/looking-for-a-new-home-3-questions-you-need-to-ask-your-realtor/) - Thinking of buying a new home? Here are 3 things you need to know to help you get great results! - [Memorial Day Musings](https://wealthcoachforwomen.com/memorial-day-musings-2/) - As we approach Memorial Day, I am compelled to reflect on an event in my life that gave the holiday new meaning for me. Two years ago my younger son was deployed overseas, serving with the US Navy. Fortunately he was not on the battlefield. As a parent, I was grateful that his location was not - [3 Things You Need To Know Before Starting College](https://wealthcoachforwomen.com/3-things-you-need-to-know-before-starting-college/) - 3 things you need to know about choosing the right college for you. - [That’s My Story and I’m Sticking To It](https://wealthcoachforwomen.com/thats-my-story-and-im-sticking-to-it/) - My interview for the Human Finance Project - [So You Won The Lottery, Now What?](https://wealthcoachforwomen.com/so-you-won-the-lottery-now-what/) - How often do we dream of winning the lottery or getting uber wealthy from some other form of windfall. Let's face it, it is fun to think about, but you have a better chance of being struck by lightening than winning the Powerball! However, getting an inheritance, a life insurance settlement or some other form - [Memorial Day Musings](https://wealthcoachforwomen.com/memorial-day-musings/) - Memorial Day Musings Today Memorial Day is a time to remember our loved ones that passed and celebrate the start of the summer season. But, do you know how Memorial Day started? - [Orlando Strong](https://wealthcoachforwomen.com/orlando-strong/) - This weekend we witnessed another senseless act of terrorism and violence toward innocent people. My thoughts and prayers are with the victims and families of the tragedy in Orlando, Florida. If you are looking for a way to help, here are a couple of ideas. Blood banks in the Orlando area state there is an - [Happy Independence Day!](https://wealthcoachforwomen.com/happy-independence-day/) - Happy July 4th! Wishing all of you a safe, happy July 4th celebration. Today is one of my favorite holidays as it brings back lots of happy memories. As a child, I participated in our neighborhood's July 4th parade with my siblings and friends. As we got older our children enjoyed continuing the tradition. On several occasions, - [3 Things You Need To Know Before You Buy or Sell a Home Today](https://wealthcoachforwomen.com/3-things-you-need-to-know-before-you-buy-or-sell-a-home-today/) - Buying or selling a home is an emotional process. It becomes harder if you feel forced to sell because of a lifestyle change. What should you do? Here is some advice to help you sort out your options. - [New Year’s Resolutions – How Are You Doing?](https://wealthcoachforwomen.com/new-years-resolutions-how-are-you-doing/) - How To Succeed With New Year's Resolutions New Year, New You – heard that before? Here's 4 Steps To Help You Attain Your Goals For some, the new year is a time of looking back on what you didn’t accomplish and hope this new year provides a fresh start and a new chance to make - [Want To Be A Millionaire? 3 Things You Need To Know If You Inherit A Windfall](https://wealthcoachforwomen.com/want-to-be-a-millionaire-3-things-you-need-to-know-if-you-inherit-a-windfall/) - 3 Things You Need To Know If You Inherit A Windfall Want To Be A Millionaire? Of course, who doesn't, right? Recently a young 30 something brought an interesting situation to my attention. She learned she will be inheriting a significant amount of money, in the several million dollar range. Her first reaction was “Whee!! - [It’s May 1st! 3 Tips To Picking The Right College](https://wealthcoachforwomen.com/3-tips-to-picking-the-right-college/) - 3 Tips To Picking The Right College To all you high school seniors with a stack of college acceptance letters – congratulations! Today is the big day – decision day! Here are 3 tips to picking the right college. My First Choice Didn't Accept Me Trust that things happen for a reason. What made your - [5 Steps To Improve Your Credit Score](https://wealthcoachforwomen.com/5-steps-to-improve-your-credit-score/) - Applying for student loans? Worried about your credit score? Here are 5 steps you can take today to improve your credit score. At this time of year, many parents start scratching their heads and turn to their keyboards to search for answers to their pressing financial questions. Parents, reeling from the sticker shock caused - [Does Your Financial Advisor Have Your Back?](https://wealthcoachforwomen.com/does-your-financial-advisor-have-your-back/) - Does your financial advisor have your back? The folks at Investopedia paid me a visit recently and asked me to share how working with a financial advisor helps folks achieve their money goals. As a Certified Money Coach and Financial Advisor, I empower women with smart money strategies so they learn to build wealth and manage - [4 Ways To Become Financially Empowered](https://wealthcoachforwomen.com/4-ways-to-become-financially-empowered/) - Want to learn 4 ways to become financially empowered? One of life's great mysteries is the fact that few of us are taught what we need to know about money and personal finance in order to feel secure. Our parents weren't taught so they couldn't teach us. We're not taught and therefore, cannot educate our - [3 Life Events That Shout “Call Your Financial Advisor!”](https://wealthcoachforwomen.com/call-your-financial-advisor/) - If this happens to you, it's time for professional guidance. “So, when should we get together again?” After wrapping up a Portfolio Review or Financial Planning session, this is the question I get asked most often. When to call your Financial Advisor outside of scheduled meetings depends on what is going on in your life. - [7 Simple Steps To Financial Clarity – Stop Procrastinating And Get ‘R Done Now!](https://wealthcoachforwomen.com/7-simple-steps-to-financial-clarity/) - Last Week's Tragedy – In Memory of Sgt. Michael Chesna and Vera Adams A Warning About Charity Scams My thoughts and prayers are with the victims of last week’s shooting in Weymouth and their loved ones. Sergeant Michael Chesna and Vera Adams, an innocent bystander were fatally shot early Sunday morning. Sgt. Chesna left behind - [Attention 401K Plan Sponsors: Do Your Employees Appreciate Their 401K Plan?](https://wealthcoachforwomen.com/do-your-employees-appreciate-their-401k-plan/) - Here’s 5 Things You Need To Know To Create A Bulletproof 401(K) For Your Company Are you responsible for your company’s 401K plan? A study of 401K Plan Sponsors conducted by Fidelity Investments shows 38% are actively looking to make a change. A recent uptick in employees taking their employers to court caused Plan - [Want To Avoid The Death Tax? Here’s 5 Tips To Help You Avoid Probate](https://wealthcoachforwomen.com/want-to-avoid-the-death-tax-heres-5-tips-to-help-you-avoid-probate/) - Five Simple Tips To Avoid The Death Tax “Is your estate plan up to date and complete?” Although I am not an attorney, this is one of the first questions I ask clients when we begin our relationship, and during a financial planning review. If your answer is “no” and you want to avoid the - [How Would You Handle This Debt Problem?](https://wealthcoachforwomen.com/how-would-you-handle-this-debt-problem/) - Do you know anyone with a debt problem? A colleague presented the following case regarding a young couple with a debt problem to me and asked for my input. Since debt problems come up frequently, especially with younger clients, I thought sharing their story might help someone else in a similar situation. The Debt Problem - [7 Ways To Save Money On Your Next Vacation](https://wealthcoachforwomen.com/7-ways-to-save-money-on-your-next-vacation/) - Get Out And Enjoy The Last Few Drops Of Summer! In the Boston, Massachusetts area summers are short and winters too long. There is still time left for a little summer self-care. Unplug your phone, recharge your mind and take in a change of scenery. A break from your routine can help you return renewed, refreshed - [Remembering September 11 2001](https://wealthcoachforwomen.com/remembering-september-11-2001/) - Today marks the 17th anniversary of the day our country experienced the worst terrorist attack in our nation’s history. September 11 2001. It is one of those days where the experience never leaves you. Many say they remember every detail of where they were and what they were doing when they heard the news. President - [5 Easy Steps To Create An Attitude Of Gratitude](https://wealthcoachforwomen.com/5-easy-steps-to-create-an-attitude-of-gratitude/) - How To Create An Attitude Of Gratitude Does it matter? As I turn the corner from summer to autumn, I am gently guided toward the holiday season. My favorite holiday of the year is Thanksgiving, and just thinking about it gives me goosebumps! Preparing the Thanksgiving feast creates a flood of wonderful feelings and memories. - [Has COVID-19 Changed Your Money Habits?](https://wealthcoachforwomen.com/has_covid19_changed_your_money_habits/) - 6 second take: COVID-19 changed the way Americans save spend and invest. Take note of 11 key changes from the last 6 months. 1. Record Savings Rate Americans are sitting on record cash savings amid uncertainty related to COVID-19 and the economy. The U.S. savings rate hit a record 33.5 percent in April and was - [How To Have More Money – 5 Proven Secrets You Need To Be Wealthy](https://wealthcoachforwomen.com/how-to-have-more-money-5-proven-secrets-you-need-to-be-wealthy/) - Creating financial freedom is easier than you might think. Here are 5 simple habits that will help you get further ahead, remove money stress, and live your life by design, not by default. - [What I Wish I Knew When I Was 17](https://wealthcoachforwomen.com/what-i-wish-i-knew-when-i-was-17/) - Tips on choosing a college and other money topics from the perspective of a young financial advisor ## Pages - [WELCOME!](https://wealthcoachforwomen.com/) - Welcome, your True Wealth next chapter starts here. Female Execs., entrepreneurs: end burnout & stress. Create a life you love. Joy purpose balance. Start now! - [Women's Financial Clarity Coaching For Your Next Chapter](https://wealthcoachforwomen.com/financial-clarity/) - For women 45+ ready to design their next chapter but feel stuck. Financial clarity to make life-transforming decisions confidently from a CFP® & Success Coach. - [If Your Income Stopped Workshop](https://wealthcoachforwomen.com/if-your-income-stopped-workshop/) - 3-hour in person workshop for accomplished women over 45 If your income stopped Tomorrow will you be o.K? for women who want financial clarity & confidence to enjoy their next chapter Are you considering retirement, pivoting, or scaling back and want to know if you’re ready? this is for you if … You want to - [Money Archetype Quiz](https://wealthcoachforwomen.com/money-archetype-quiz/) - [If Your Income Stopped Tomorrow Workshop](https://wealthcoachforwomen.com/if-your-income-stopped-tomorrow-workshop/) - 3-hour in person workshop for accomplished women over 45 If your income stopped Tomorrow will you be o.K? financial clarity workshop for women who want a plan for an income or career change this is for you if … You’re concerned about income reduction and want a clear plan You’re considering retirement, pivoting, or scaling - [ABOUT THERESE NICKLAS](https://wealthcoachforwomen.com/about-therese-nicklas/) - Are you at a crossroads, trying to reignite fulfillment and purpose? Joy isn't tied to a paycheck. Create balance. End burnout. Design your next chapter today. - [Marketing Workshop Thank you](https://wealthcoachforwomen.com/marketing-workshop-thank-you/) - Learn easy marketing strategies you'll actually use to scale your business. Thursday October 9 at 1 PM. Have a strong 4th quarter and build momentum for 2026. - [Women's Blueprint For Joy](https://wealthcoachforwomen.com/womens-blueprint-for-joy/) - Wednesday, November 19th, 2025 | 1 PM EDT Next Date: Wednesday, November 19th 2025 Time: 1 PM ET Here’s what you’ll learn… In only 45 short minutes You’ll learn how to align your work with the woman you are today The truth is, work life alignment is real. With the right tools, you can have - [1-Hour Marketing Plan Workshop](https://wealthcoachforwomen.com/1-hour-marketing-plan-workshop/) - Thursday, October 9th, 2025 | 1 PM EDT Next Date: Thursday October 9th 2025 Time: 1 PM ET Here’s what you’ll learn… In only 60 short minutes You’ll learn how to design a marketing plan that is SO EASY to use you’ll actually do it! The truth is, the most successful entrepreneur in your field - [1-Hour Business Clarity Blueprint](https://wealthcoachforwomen.com/1-hour-business-clarity-blueprint/) - 1-hour business clarity blueprint get clear. get focused. get the breakthrough for female entrepreneurs, business owners, & sales professionals you don’t have to figure this Out alone… As a solopreneur, you’re doing all the things, wearing every hat, working nonstop … but something’s still not clicking… Your message isn’t landing. Your growth is stagnant. You’re not - [What No One Told You: Success Lies That Steal Your Joy](https://wealthcoachforwomen.com/what-no-one-told-you-success-lies-that-steal-your-joy/) - Friday Sept. 19th 2025 | 10:00 AM – 3:00 PM EDT Success 2.0: Breakthrough To Your Brilliance Create A “Say YES!” Life, Career And Business With Purpose & Passion This September I’m inviting a small group of high-achieving, success oriented women to join me for an exclusive event for a day of connection, collaboration, and community. - [Success 2.0: Breakthrough To Your Brilliance](https://wealthcoachforwomen.com/breakthrough-to-your-brilliance/) - Friday Sept. 19th 2025 | 10:00 AM – 3:00 PM EDT Success 2.0: Breakthrough To Your Brilliance Create A “Say YES!” Life, Career And Business With Purpose & Passion This September I’m inviting a small group of high-achieving, success oriented women to join me for an exclusive event for a day of connection, collaboration, and community. - [Success 2.0: Breakthrough To Your Brilliance](https://wealthcoachforwomen.com/success-2-0-breakthrough-to-your-brilliance-rtr/) - Friday Sept. 19th 2025 | 10:00 AM – 3:00 PM EDT Success 2.0: Breakthrough To Your Brilliance Create A “Say YES!” Life, Career And Business With Purpose & Passion This September I’m inviting a small group of high-achieving, success oriented women to join me for an exclusive event for a day of connection, collaboration, and community. - [Success 2.0: Breakthrough To Your Brilliance](https://wealthcoachforwomen.com/success-2-0-breakthrough-to-your-brilliance-jj/) - Friday Sept. 19th 2025 | 10:00 AM – 3:00 PM EDT Success 2.0: Breakthrough To Your Brilliance Create A “Say YES!” Life, Career And Business With Purpose & Passion This September I’m inviting a small group of high-achieving, success oriented women to join me for an exclusive event for a day of connection, collaboration, and community. - [VIP Day Thank you](https://wealthcoachforwomen.com/vip-day-thank-you/) - Thanks for Signing Up Success 2.0: Breakthrough To Your Brilliance save the date Friday september 19th 10 aM – 3 PM 93 Ripley Rd. Cohasset, MA - [MEDIA MENTIONS](https://wealthcoachforwomen.com/media-mentions/) - Time is precious. There are not enough hours in a day. Women want clear strategies to create balance, find purpose, and reach their full potential. Therese delivers with a combination of empathy, storytelling, and simple action steps so your audience gets easy solutions in real time. click the photo to listen in podcast appearances as - [Clone of Book Therese](https://wealthcoachforwomen.com/clone-of-book-therese/) - Inspire the women in your audience with a keynote or workshop they’ll never forget. Whether Therese is speaking to a group of twenty or hundreds, audiences love her relatable style, and her ability to make the intimidating topic of money and life transitions conversational. If your audience is considering retirement, launching a dream business, or - [Get Your Get A Life Tool Today!](https://wealthcoachforwomen.com/get-your-get-a-life-tool-today/) - Get Your Life Back And have your best summer ever Attention High-Achieving Women With No Time To Waste: Learn How To Structure Your Days So You Can Spend More Time At The Beach! fill out the form below for instant access We will not share or sell your information, ever! Attention High-Achieving Women – Get - [End Burnout Today](https://wealthcoachforwomen.com/end_burnout_today/) - HIGH-ACHIEVING WOMEN: Want to end burnout and overwhelm? Ready to regain control of your day and life? 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It is the combination of Money Therapy where you look at the origin of your money beliefs and Money - [MONEY ARCHETYPES](https://wealthcoachforwomen.com/money-archetypes-2/) - MONEY ARCHETYPES Enter your text here… Enter your tex Which Money Archetypes Are Controlling Your Money Mindset? Take the quiz and find out! Enter your text here… Money Archetypes An archetype is a tendency to think or act in a certain way. It isn’t your personality. It is a habit or pattern you learned over - [Complete True Wealth Planner](https://wealthcoachforwomen.com/wealth-panner-download/) - Complete True Wealth Planner - [CONTACT THE WEALTH COACH](https://wealthcoachforwomen.com/contact_the_wealth_coach/) - Have a question? Need a second opinion?Great! I’d love to hear from you!SOCIAL MEDIA CONNECT How can I help you?Let’s talk about how we can begin to empower you with smart strategies to create a life and career you love. Meet in person, by phone or video conference.800 HINGHAM ST. 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[Financial Freedom Planner](https://wealthcoachforwomen.com/course/financial-freedom-planner/) - Here is the planner to help you get started. - [The Shortest Path To Success Masterclass](https://wealthcoachforwomen.com/course/the-shortest-path-to-success-masterclass/) - In this simple one hour masterclass, you will learn proven techniques for achieving success on your terms. - [Get Your FREE Bonuses Here!](https://wealthcoachforwomen.com/course/get-your-free-bonuses-here/) - You’re almost done! Congratulations on your progress in this course so far! Make sure you hit a 100% completion rate by completing this lesson and the following survey, before selecting the ‘Complete & Continue’ button below. Before you go, I wanted to share some extra resources that you can take advantage of right now to - [Day 3 – Hidden Fees](https://wealthcoachforwomen.com/course/day-3-hidden-fees/) - Hidden Fees - [Day 4 – Memberships](https://wealthcoachforwomen.com/course/day-4-memberships/) - Memberships - [Day 5 – Watch Those Perks!](https://wealthcoachforwomen.com/course/day-5-watch-those-perks/) - Watch Those Perks! - [Congrats! Here’s what’s next…](https://wealthcoachforwomen.com/course/congrats-heres-whats-next/) - Thank you for participating in the Save Money Without Sacrifice course. Here is my contact information. https://wealthcoachforwomen.com tnicklas@wealthcoachforwomen.com - [Before you go...](https://wealthcoachforwomen.com/course/before-you-go/) - [Day 1 – How To Be Your Own Detective When It Comes To Where Your Cash Is Hiding](https://wealthcoachforwomen.com/course/day-1/) - In this lesson I will share my #1 Pet Peeve when it comes to money! I will share tips and tricks that I’ve personally use for myself and my clients. When you succeed with this tip, it feels awesome! Connect through the private FB page to share your wins! Link to facebook private page. @wealthwisdomcourse - [Day 2 – How To Save Money On Your Cell Phone Package](https://wealthcoachforwomen.com/course/day-2-how-to-save-money-on-your-cell-phone-package/) - How To Save Money On Your Cell Phone Package - [Welcome To Save Money Without Sacrifice In 5 Days Course!](https://wealthcoachforwomen.com/course/welcome-to-save-money-without-sacrifice-in-5-days-course/) - Do you often wonder where your money goes? Does your purse or wallet have a leak? Let’s find those leaks together! This course will show you how to save money every month without sacrifice! Sound to good to be true? Well, follow along and you will be amazed at how easy it is to find - [Intro & Proof](https://wealthcoachforwomen.com/course/intro-proof/) - To start with, we’ll take a look at some proof. That way, you’ll see that the recipes in this course actually work (and produce some impressive results) in the real world and aren’t just marketing theory. - [Scarcity Marketing – Good & Bad Examples](https://wealthcoachforwomen.com/course/scarcity-marketing-good-bad-examples/) - In this lesson, we introduce the concept of scarcity marketing. And very importantly: we look at some examples of how not to do it and the principles for doing it right. Scarcity marketing is tricky in this regard. If you do it right, it’s incredibly powerful. But if you do it wrong, it can cost - [How to Build Courses With Thrive Apprentice](https://wealthcoachforwomen.com/course/how-to-build-courses-with-thrive-apprentice/) - In this lesson, we introduce the concept of scarcity marketing. And very importantly: we look at some examples of how not to do it and the principles for doing it right. Scarcity marketing is tricky in this regard. If you do it right, it’s incredibly powerful. But if you do it wrong, it can cost - [How to Build a Digital Product Empire](https://wealthcoachforwomen.com/course/how-to-build-a-digital-product-empire/) - In this lesson, we introduce the concept of scarcity marketing. And very importantly: we look at some examples of how not to do it and the principles for doing it right. Scarcity marketing is tricky in this regard. If you do it right, it’s incredibly powerful. But if you do it wrong, it can cost - [Behind the Scenes: Our Exact Scarcity Marketing Sequence](https://wealthcoachforwomen.com/course/behind-the-scenes-our-exact-scarcity-marketing-sequence/) - Continuing the theme of keeping it real, in this video we take a look at the exact scarcity marketing sequence we used on one of our product launches. And by exact, I mean: you’ll see the actual emails we sent, the exact timings of when we sent them and the sales results corresponding to them. - [Two Scarcity Marketing Recipes](https://wealthcoachforwomen.com/course/two-scarcity-marketing-recipes/) - In this short lesson, we introduce two recipes you can apply to your business: the “under the radar” promotion and the classic product launch or sale. You’ll see the exact steps and timings required to make these promotions as effective as possible. - [Introduction – From Internet Rubbish to Content Marketing Gold](https://wealthcoachforwomen.com/course/introduction-from-internet-rubbish-to-content-marketing-gold/) - Why is it so hard to create engaging content? And what is engaging content actually? Discover what you’ll need to learn in order to make your content marketing efficient - [Why Most Internet Content Never Sees The Light of Day](https://wealthcoachforwomen.com/course/why-most-internet-content-never-sees-the-light-of-day/) - Over two million blog articles are written every day. And most of them will never be read. Discover why this happens and how to avoid being part of this junkyard of internet rubbish. - [Mastering Your Technique and Presentation](https://wealthcoachforwomen.com/course/mastering-your-technique-and-presentation/) - Check these 4 things before publishing any content online. If you get one of these wrong, the actual content of your blog will not even matter all that much… - [Introduction – From Internet Rubbish to Content Marketing Gold](https://wealthcoachforwomen.com/course/introduction-from-internet-rubbish-to-content-marketing-gold-2/) - Why is it so hard to create engaging content? And what is engaging content actually? Discover what you’ll need to learn in order to make your content marketing efficient - [Introduction – From Internet Rubbish to Content Marketing Gold](https://wealthcoachforwomen.com/course/introduction-from-internet-rubbish-to-content-marketing-gold-3/) - Why is it so hard to create engaging content? And what is engaging content actually? Discover what you’ll need to learn in order to make your content marketing efficient - [Introduction – From Internet Rubbish to Content Marketing Gold](https://wealthcoachforwomen.com/course/introduction-from-internet-rubbish-to-content-marketing-gold-4/) - Why is it so hard to create engaging content? And what is engaging content actually? Discover what you’ll need to learn in order to make your content marketing efficient ## Thrive Apprentice Chapter - [Scarcity Marketing Secrets](https://wealthcoachforwomen.com/chapter/scarcity-marketing-secrets/) ## Thrive Apprentice Assessment - [Assessment: Two Scarcity Marketing Recipes](https://wealthcoachforwomen.com/assessment/assessment-two-scarcity-marketing-recipes/) - Lorem Ipsum este pur și simplu un text fals al industriei de tipărire și de tipărire. Lorem Ipsum a fost textul fals standard al industriei încă din anii 1500, când o imprimantă necunoscută a luat o bucătărie de tipărire și a amestecat-o pentru a face o carte cu specimene de tipar. A supraviețuit nu numai ## Thrive Apprentice Course Completed - [Congratulations!](https://wealthcoachforwomen.com/complete/congratulations/) - Lorem ipsum dolor sit amet, consectetur adipiscing elit. Vivamus tristique ligula sit amet nulla eleifend, nec imperdiet ante semper. 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It’s called your money mindset and is usually a sub-conscious limiting belief that holds you back from attaining your goals and living your ideal lifestyle. - [personalfinance](https://wealthcoachforwomen.com/tag/personalfinance/) - [covidcrisis](https://wealthcoachforwomen.com/tag/covidcrisis/) - [disaster](https://wealthcoachforwomen.com/tag/disaster/) - [coronavirus](https://wealthcoachforwomen.com/tag/coronavirus/) - [money habits](https://wealthcoachforwomen.com/tag/money-habits/) - [mentalhealth](https://wealthcoachforwomen.com/tag/mentalhealth/) - [positive mindset](https://wealthcoachforwomen.com/tag/positive-mindset/) - [stock market volatility](https://wealthcoachforwomen.com/tag/stock-market-volatility/) - [money and marriage](https://wealthcoachforwomen.com/tag/money-and-marriage/) - [inflation](https://wealthcoachforwomen.com/tag/inflation/) - [gender pay gap](https://wealthcoachforwomen.com/tag/gender-pay-gap/) - [Gen X financial tips](https://wealthcoachforwomen.com/tag/gen-x-financial-tips/) - [cost of living](https://wealthcoachforwomen.com/tag/cost-of-living/) - [bucket list](https://wealthcoachforwomen.com/tag/bucket-list/) - [Gen X Money Tips](https://wealthcoachforwomen.com/tag/gen-x-money-tips/) - [genxbudgettips](https://wealthcoachforwomen.com/tag/genxbudgettips/) - [Goals](https://wealthcoachforwomen.com/tag/goals/) - [new years resolutions](https://wealthcoachforwomen.com/tag/new-years-resolutions-2/) - [best year ever](https://wealthcoachforwomen.com/tag/best-year-ever/) - [true wealth](https://wealthcoachforwomen.com/tag/true-wealth/) - [911](https://wealthcoachforwomen.com/tag/911/) - [september112001](https://wealthcoachforwomen.com/tag/september112001/) - [Burnout](https://wealthcoachforwomen.com/tag/burnout/) - [worklifebalance](https://wealthcoachforwomen.com/tag/worklifebalance/) - [end burnout](https://wealthcoachforwomen.com/tag/end-burnout/) - [lifestyle change for women](https://wealthcoachforwomen.com/tag/lifestyle-change-for-women/) - [design their next chapter](https://wealthcoachforwomen.com/tag/design-their-next-chapter/) - [Joy and purpose](https://wealthcoachforwomen.com/tag/joy-and-purpose/) - [midlife women and purpose](https://wealthcoachforwomen.com/tag/midlife-women-and-purpose/) - [know your value](https://wealthcoachforwomen.com/tag/know-your-value/) ## Courses - [Thrive Themes - Make More Sales Without Needing More Traffic](https://wealthcoachforwomen.com/courses/thrive-themes-make-more-sales-without-needing-more-traffic/) - Learn the most reliable method we’ve ever found, to increase conversion rates. - [Thrive Themes - From Internet Rubbish to Content Gold](https://wealthcoachforwomen.com/courses/thrive-themes-from-internet-rubbish-to-content-gold/) - How to improve your content marketing so you can stand out from all the rubbish content out there - [Thrive Themes - 22 Tips to Build Your Mailing List Faster](https://wealthcoachforwomen.com/courses/thrive-themes-22-tips-to-build-your-mailing-list-faster/) - The Cheat Sheet for Turning Your Website Into a More Effective List Building Machine - [Thrive Themes - Build a Conversion Focused Website From Scratch](https://wealthcoachforwomen.com/courses/thrive-themes-build-a-conversion-focused-website-from-scratch/) - This course will take you from zero to conversion optimized website in 10 steps. - [Thrive Themes - Multi Step Mastery: Build a Targeted Mailing List](https://wealthcoachforwomen.com/courses/thrive-themes-multi-step-mastery-build-a-targeted-mailing-list/) - Discover the 4 most powerful methods to put this new list building strategy to use. - [Save Money Without Sacrifice 5 Day Course](https://wealthcoachforwomen.com/courses/save-money-without-sacrifice-5-day-course/) - Do you often wonder where your money goes? Does your purse or wallet have a leak? Let’s find those leaks together! This course will show you how to save money every month without sacrifice! Sound to good to be true? Well, follow along and you will be amazed at how easy it is to find your missing cash and put it back where it belongs. You can join the private facebook group page here: @wealthwisdomcourse The PDF for the course can be found below. - [Thrive Themes - Demo course completion](https://wealthcoachforwomen.com/courses/thrive-themes-demo-course-completion/) - Learn the most reliable method we’ve ever found, to increase conversion rates. - [Financial Freedom Toolkit Bundle](https://wealthcoachforwomen.com/courses/financial-freedom-toolkit-bundle/)